Last updated 3 August 2026.
These are the terms for using Alpha Wealth. Using the app means agreeing to them. They are short on purpose.
A place to record what you own and what you owe, keep the paperwork with it, and let somebody you choose — a family member, a bookkeeper — help you keep it up to date.
It is not a bank, a broker, or a custodian. We never hold your money and we cannot move it.
It is not financial, investment, tax or legal advice. The numbers it shows are the numbers you put in, added up. A valuation is what you or your bookkeeper typed, not our opinion of what anything is worth.
It is not a will, and it is not a substitute for one. The legacy handover gives the people you named a copy of your records. It transfers no property and confers no legal right to anything. What happens to the things themselves is decided by a will and the law where you live. Make a will.
It is not an accounting or audit service. If your entries have to satisfy a regulator or a tax authority, that remains your responsibility.
You must be 18 or over.
One email address is one account with one role. Keep your password to yourself; anything done with your credentials is treated as done by you. Tell us at support@alphawealth.app if you think somebody else is in your account.
You may not use somebody else's account, try to reach a book you were not given access to, or work around any limit in the app.
Your entries and documents remain yours. We do not claim them. You give us only the permission we need to store them, show them to you and to anyone you have given access, convert them for display, and — when you ask for a document to be read — send that document to be read.
You are responsible for what you upload: that you have the right to upload it, and that it is not unlawful. Do not upload anything you are not entitled to hold.
If you enter somebody else's details — a beneficiary's name and email, a tenant, a lender — you are saying you may lawfully do so, and you should tell them.
You decide who sees your book and what they see. You can withdraw access at any time.
A bookkeeper's entries belong to the record. Withdrawing access stops them seeing anything further; it does not delete what they already recorded, because a record that can be erased after the fact is not a record. Corrections go through the correction trail instead, which shows what changed and who changed it.
If you are a bookkeeper here, you may only use what you can see to do the work you were engaged for.
If you set one up, and you stop opening the app, we will email to ask whether you are there. If nobody answers within the period the app shows you, your records are sent to the people you named.
Read that twice before you switch it on. It is deliberate, it is the whole point of the feature, and it is your decision. You can change who is named, or turn it off, whenever you like. Answering the email stops it.
We cannot verify that anybody is alive. We can only observe that nobody answered, and act on the instruction you left us.
Alpha Wealth has a free tier with limits, and a paid plan that lifts them. The app shows the price and what it includes before you buy.
Subscriptions bought through the App Store or Play Store are billed by Apple or Google and cancelled through them, under their refund rules, not ours.
If a paid plan lapses, your book stays. You keep reading it and exporting it; what stops is the part the limit applies to.
We will run the service with reasonable care, keep your records as described in the Privacy document, and tell you before we make a change that takes something away.
We do not promise it will never be unavailable. We do not promise it will be free of faults.
We are not liable for a loss caused by a figure you entered wrongly, by a decision you took on the basis of what the app showed you, or by somebody you gave access to. Nothing here limits liability that cannot be limited by law — including for death, personal injury, or fraud.
You can close your account in Settings at any time. What happens to your data then is in the Privacy document.
We may suspend or close an account that is being used unlawfully, or that is trying to reach somebody else's book. Where we can, we will say why first.
If these terms change we will update the date at the top and tell you in the app where the change matters. Continuing to use Alpha Wealth after that means accepting the new terms.
Alpha Wealth is operated by a company established in the United States. These terms are governed by the laws of the State of New Mexico and of the United States, and the state and federal courts sitting in New Mexico have jurisdiction.
That does not take away a right the law where you live gives you to bring a claim locally, or the protection of any consumer law you cannot agree away — including if you are in India, the UAE, or the European Economic Area.
support@alphawealth.app.